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Saved Payment Methods lets you securely associate a customer with a QFPay payment token for a supported future card-payment flow. The resulting customer_id and token_id can be reused by recurring payments and other supported customer-initiated payment scenarios.

When to use this

Use Saved Payment Methods when you need to collect a cardholder’s payment details once, store the QFPay-issued token, and use that token in an approved future-payment flow.
Payment token generation is currently supported for card payments made through the Element SDK. Wallet payment methods do not generate payment tokens.

How it works

  1. Create a customer record and store the returned customer_id.
  2. Collect card details through the Element SDK and provide the customer_id when initiating the card payment.
  3. After successful payment and authentication, QFPay creates a token_id.
  4. Confirm and persist the token from the Token Creation Notification.
  5. Use the saved customer_id and token_id in a supported future-payment flow.

What to store

Store only QFPay-issued identifiers and masked card information. Never store raw card details in your systems.

Next steps